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Property Loss Prevention

The Strength of AIG

You can rely on AIG for client focused, professional loss control engineering services. Our teams of experts provide much more than a surveyor's report. We work closely with clients to find the right solution for each particular problem. Treating our clients as partners in the process, we are diligent in our efforts to develop and implement strategies for eliminating or reducing loss exposures.

Overview

Property risk assessments by insurers are routinely conducted as part of insurance programmes. At the AIG we believe in going beyond traditional site surveys to ensure that we add value for our clients. Whether you are a multi-national corporation with a captive retention or small family run business, AIG can help you eliminate and reduce your exposures before they interrupt your business. For larger clients, this will help protect the assets of shareholders, while smaller clients can benefit from a more attractive risk profile. Any interruption to business operations can have an adverse effect on a company's bottom line. Regardless of whether these financial losses are covered by insurance prudent companies are seeking new way to control their insurance costs. Reduce claims and remain competitive within the global marketplace.

Global Network

Developing an effective loss prevention programme requires special expertise that often lies beyond the resources of many companies. This is where we can help you. Let us show you how we can minimise your exposure to physical and consequent financial losses. Our loss control engineers develop and implement cost-effective risk reduction programmes. With a focus on problem solving, our experienced staff create customized solutions for our local and multi-national clients. We employ highly qualified, multilingual loss control engineers with knowledge of international standards (such as NFPA) as well as local legislation, codes and standards. Our international loss control operations are split into 10 regions with consultants based in more than 30 countries.

Seminars

We can plan and deliver educational seminar for individual clients or for industry sectors.

Major Clients
We have earned a reputation for satisfying the loss control needs of the international business community by servicing clients around the world as they enter new countries and markets.

An account engineering manager is appointed for each of our major clients. The inspection programme is agreed between the AIG, the client and their broker (where appointed). Our programmes are tailor made to meet each individual client's needs with regular review meetings being held to ensure that the programmes progresses smoothly.

Corporate Clients

The AIG value corporate clients and appreciates that loss requirements vary from client to client. Still, it is important for clients to adopt good standards to ensure an attractive risk profile and consequently better premium rates. Our loss control engineers are aware that large capital expenditure risk improvements are a challenge to implement, so they will look at alternative solutions. We can provide you with documentation that can help you monitor housekeeping standards and control contractors who may be undertaking risky work at your premises.

Business Contingency Planning

Each client's business is different and therefore each business contingency plan has to be unique to ensure that it reflects the exposure to the business.

The steps that a client has to go through to implement a business contingency plan are fairly standard and loss control engineers from AIG can assist you in ensuring that all relevant issues have been addressed. An emergency response team must be structured in advance of any incident with each individual having designated duties. A business impact analysis must be undertaken to identify exposures and rate them in accordance with both severity and likelihood. Plans should be reviewed and updated on a regular basis and, where possible, tested.